Commercial Truck Insurance Requirements
| Type of Freight – Commercial Truck Insurance Requirements | Minimum Limits |
| Non-hazardous freight moved in vehicles under 10,001 lbs. | $300,000 |
| Non-hazardous freight in vehicles over 10,001 lbs. | $750,000 |
| Oil moved by For-Hire & Private Carriers | $1,000,000 |
| Other Hazardous Material moved by For-Hire & Private Carriers | $5,000,000 |
Primary Liability Insurance Requirements Commercial Truck Insurance Requirements
- $750,000 – Most trucks hauling most commodities are required to have a minimum of $750,000 of primary liability coverage. Many brokers will require a minimum of $1,000,000
- $1,000,000 – As noted the commercial truck minimum requirements is $750,000 but most brokers and shippers you work with will request you have $1,000,000 in primary liability.
- $5,000,000 – If you are hauling certain hazardous materials, you’ll need a minimum of $5,000,000 in coverage.
Commercial Truck Insurance Requirements Cargo
The standard commercial truck insurance requirements for cargo is $100k. This can change depending on the type of cargo you haul. For example: Hazmat cargo insurance can be higher as well as auto hauler. And then if you are hauling heavy equipment or oversize loads. The commercial truck insurance requirements for the cargo you are hauling may be higher.
Knowing the correct commercial truck insurance requirements for the cargo you haul is very important. Some brokers / shippers may not accept certain a cargo policy from certain insurance companies. You do not wish to buy a cargo policy which is not accepted. This could cost you money. BIG Trucking Insurance can help you get the correct cargo insurance policy in place.
We can help you get the correct commercial truck insurance requirements in place and save money.
Large Fleet Trucking Insurance Requirements
BIG Trucking Insurance has a fleet insurance program from our large network of commercial fleet insurance companies which can help you control your commercial truck insurance cost. We can help you get the correct large fleet trucking insurance requirements in place and save money.
We offer our large fleet trucking insurance, small fleet truck insurance and fleet owner insurance to save you money. We have fleet trucking insurance to help your operation.
Managing, growing and maintaining your fleet operation takes team work. Our team of Transportation Risk Specialist (TRS) are on call to help you find solutions to save you money with our Fleet Insurance Programs. We offer fast and accurate full services. Fast endorsements. Fast 24/7 COI’s. And we are always easy to contact.
Our TRS team studies the commercial truck fleet insurance markets. We keep you posted as to changes in the transportation insurance markets which could affect your bottom line. BIG Trucking Insurance will shop your policy and tell you which fleet trucking insurance companies will offer the best rates with the correct coverages.
BIG Trucking Insurance will work with your company to become an asset to your company. We offer excellent support for safety managers.
We can help you find and choose the correct Fleet Insurance Program to offer the correct solution for your fleet insurance:
- Mileage Based Trucking Insurance
- Revenue Based Trucking Insurance
- Scheduled Vehicles Truck Insurance
- SIR – Self Insured Retention
- Large or Small Deductibles to meet your needs
- Any Auto
- Large Fleet Trucking Insurance
- Small Fleet Truck Insurance
- Fleet Owners Truck Insurance
- Amazon Relay Insurance Requirements
- Safety Management Programs
- Complete packages. Liability, cargo, physical damage, employee practices liability (EPL), workers compensation, occupational accident, excess and umbrella coverage. We can design your package to suit your needs and fit your budget.
We don’t just sell commercial fleet insurance policies – We help you find solutions.
Owner Operators Truck Insurance – Small Fleet Truck Insurance
Owning and operating your trucking company can be a task. When managing your owner operator truck insurance without help. You should choose a company you can rely on and who has the knowledge plus the experience to get the job done. If you have one power unit or up to 10 power units. Our small fleet truck insurance programs and owner operator truck insurance programs can help you save money on your commercial truck insurance cost. When you bring BIG Trucking Insurance on to your team. You are getting a professional and knowledgeable team to help you manage your truck insurance. We are Transportation Risk Specialist (TRS). And all we offer is truck insurance. We work with 25 plus commercial trucking insurance companies. We are able to shop and compare from many different truck insurance companies for you from one application. Free of charge. We can help you get the correct commercial truck insurance requirements in place and save money.
BIG Trucking Insurance is a full service family owned trucking insurance agency. We offer an endorsement department to help you make policy changes. And if you need to pick up a load on Saturday mid-night. We offer free 24/7 COI’s.
We help you meet Amazon Relay Insurance Requirements
When you have our team behind you. You can spend less time calling agents looking for better rates (we do this for you) and more time booking loads. Your bottom line can improve very quickly. We shop and compare. We find you the best rates offered.
We don’t just sell owner operator truck insurance and small fleet truck insurance policies – We help you find solutions
We can help you get the correct commercial truck insurance requirements in place and save money.
Hazmat Insurance for Truckers
- Class 1 – Explosives
- Class 2 – Gases
- Class 3 – Flammable Liquid
- Class 4 – Flammable Solid
- Class 5 – Oxidizing Substances ; Organic Peroxides
- Class 6 – Poisonous (Toxic) and Infectious Substances
- Class 7 – Radioactive Material
- Class 8 – Corrosives
- Class 9 – Miscellaneous Dangerous Goods
Commercial Truck Insurance Requirements Hazmat Truckers Insurance
We can help you get the correct commercial truck insurance requirements in place and save money.
High Risk Commercial Truck Insurance
- Large shock losses
- Multiple alerts
- Truck insurance cancellations by current provider
- Conditional safety ratings
- High CSA scores
- High SMS scores
- High out of service percentages (OOS)
- Elevated CAB scores
- High loss frequency
- Driver experience
- Newly licensed drivers
- New venture truck insurance
- Poor credit scores
- State assigned risk pool
- High risk cargo
You may be high risk to one insurance but not another. We can find this out for you.
Intermodal UIIA Truck Insurance Quotes
- Fleets
- Owner operators
- New venture
Programs coverages for Intermodal Hauling
- Primary liability
- MTC (cargo)
- Trailer exchange
- General Liability
- Physical damage
- Federal and UIIA filings included
- UIIA Insurance Requirements
JDW Truck Insurance can help you get affordable coverage and meet your box truck insurance requirements.
- Primary liability
- Property damage
- Cargo
- Bodily injury
- Physical damage
- General liability
Amazon Relay Insurance Requirements
- An active DOT number with interstate authority and a valid MC number
- A “Carrier” entity type that is Authorized for Property and for Hire
- A Federal Motor Carrier Safety Administration (FMCSA) Safety Rating of “Satisfactory,” “None,” or “Not Rated”
- All required insurance policies including:
- Commercial General Liability not less than $1,000,000 per occurrence and $2,000,000 in the aggregate
- Auto Liability not less than $1,000,000 per occurrence, including a trailer replacement coverage of $50,000
- Cargo coverage of least $100,000
- Workers’ Compensation insurance in all jurisdictions where your company operates
- Employer Liability not less than $100,000 per occurrence
BIG Trucking Insurance can help you find the correct coverage to pull of Amazon Relay. There are several different programs concerning Amazon Relay insurance requirements. We can help you find the correct insurance at affordable commercial truck insurance rates. JDW helps trucking companies add Amazon Relay to their current operations.
And if you are currently pulling Amazon trailers. In many cases we can replace your current insurance policy which allow to work with Amazon at better pricing.
How to get started on your quote
To get started on your quote, call our office or click over to our quotes page. Either way we'll make the process simple!